Що робити, коли дзвонять колектори?
Півтора року тому виступила поручителем у брата, коли він брав кредит. На початку цього місяця почали дзвонити колектори та вимагати мене погасити заборгованість. Ведуть себе коректно, але тероризують дзвінками. Дзвонять щоденно ввечері та вранці, з різних номерів. Дзвонять на мобільний та домашній. Брат обіцяє кредит погасити, але ж далі витримувати такий тиск нашій родині неможливо. Чула від знайомих, що в нас це ще «лайт» варіант. Що колекторські фірми можуть погрожувати, розклеювати об’яви на під’їздах, телефонувати на роботу. Що робити, як позбавитися від цих дзвінків?
Якщо колектори звертаються стосовно кредитного договору, в якому ви є офіційним поручителем, вони мають на це законне право. Тому в ваших інтересах спробувати допомогти вашому брату найшвидше вирішити проблему. Розкажіть йому про реструктуризацію, кредитні канікули або рефінансуванні виданого кредиту, покажіть посилання на відповідні статті. Якщо боржник ухиляється від зустрічей і бесід, вам все ж таки доведеться повернути кошти банку. Необхідно піти на контакт з колекторським агентством і кредитором, щоб спільно знайти вихід із ситуації. Після сплати боргу банку до вас переходить право вимоги виплаченої грошової суми у боржника.
Якщо мова йде про позику в МФО, не слід плутати поняття «поручитель» і «контактна особа». При реєстрації на сайті мікрофінансових організацій необхідно вказати 1-3 контактних осіб, тобто людей, які знайомі з позичальником особисто. Однак вони ні в якій мірі не відповідальні за своєчасну виплату його кредиту.
Якщо боржником є ваш родич або чоловік, заборгованість можна стягнути лише в трьох випадках:
- Ви перебуваєте в законному шлюбі з боржником (стягнення спільно нажитого майна може здійснюватися тільки службою судових приставів, за рішенням суду);
- Ви є спадкоємцем боржника і вже вступили в спадщину;
- Ви виступали в якості поручителя при підписанні кредитного договору і оформили з позичальником договір поручительства.
Якщо боржник – це ваш колега або знайомий, повідомте колектору, що ви не маєте зв’язку з боржником і не відповідаєте за його зобов’язання перед банком. Поясніть, що ви будете змушені скаржитися на роботу колекторського агентства в наглядові органи.
Якщо ж боржником є особисто ви, не намагайтеся уникнути спілкування з колектором. При першій бесіді запитайте прізвище, ім’я, по батькові, посаду того, хто подзвонив, уточніть, яким чином він збирається підтвердити, що він – саме та людина, за яку себе видає. Запитайте про назву колекторського агентства, його реєстраційні дані, стаціонарний телефон, найменування фінансової організації, чиї інтереси він представляє. Попередьте, що розмова записується і аудіозапис ви надасте як докази в наглядові органи. Якщо колектор не представляється сам і відмовляється надати офіційні документи, ви можете звертатися з відповідними заявами до правоохоронних органів (заява про факт вимагання). Якщо ж колектор підтвердив повноваження, всі його дії по стягненню боргу не повинні порушувати ваші законні права та інтереси. Не можна погрожувати вам, ламати двері в квартиру, турбувати вас в нічний час доби, а також поширювати інформацію, яка ганьбить вас і ваших родичів. Всі ці дії є незаконними і підлягають адміністративному і кримінальному покаранню.
Чи можна домовитися з колекторами про списання частини боргу? У разі агентського договору це малоймовірно, тому що колектор працює за відсоток від стягненої суми. Якщо права на борг належать самому колектору, це більш реально зробити. З колекторами можна обговорювати варіант погашення боргу в розстрочку або зі прощенням його частини. Запишіть номер і умови договору, з’ясуйте розмір необхідної суми. Категорично не рекомендується повідомляти колекторським службам будь-яку додаткову інформацію про себе та родичів. Не треба погоджуватися на особисту зустріч у разі найменшої підозри стосовно колекторської компанії.
Якщо співробітники колекторської контори загрожують вам судом і «в’язницею», не сприймайте буквально їх слова. Суд швидше за все зобов’яже вас виплачувати борг, відраховуючи певний відсоток від будь-яких отриманих доходів. У більшості випадків судовий розгляд буде для «злісних боржників» оптимальним виходом з неприємної боргової ситуації.
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Alone, Kimberly just sat there, dressed in blue jeans, a black T-shirt, and a pair of black high-heeled boots covering her feet, the pants cuffs going over the footwears upper part. With her dark mane raised to the top of her classic looking head, beautiful Kim listened on and on as her stereo played a piece from Wagner, the prelude to Parsifal, an opera that turned her on; Wagners music especially doing something for her, its notes and measures having a gothic like quiescence, something which went well with her arcane and mysterious disposition.
I quickly learnt just how much she enjoyed being licked and teased and thrived on the challenge of pleasuring her with my tongue and lips.
She appeared to have more erogenous zones than three other women combined.
Licking and kissing her nipples her rock hard nipples would have her moaning with pleasure instantly.
When driving in the motor car she often wore tight slacks and just a light touch from me between her legs would have her moaning and telling me, That is turning me on.
The first time we made love was after an alcohol affected lunch and the sex was below par.
The next time was awe inspiring.
okay lets begin with the details. I am 16 years old about 6 foot tall and a average weight about 75kg oh and my name is frank (i know it is a off name theses days)
It was the end of summer holidays andi was coming back from thedonna kebab shop when i saw the girl that was in my geography class and i secretly liked her.
Her name is brenda she is about 5 foot 7 inches and she was on the slim side but not too much her tits are not the biggest in the school but still well looked good on her.
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I was coming out of the tiny shower of the suite at 11:45, rushing in the hopes Tom Edwards, the First Officer, might be hanging around the hallway outside “just in case”. Without bothering with underwear, I slip on the summer dress I had worn previously, sandals, and quickly brushed my hair. I opened the door to find Tom nervously pacing just down the hall from my suite.
Without any more hesitation, she wrapped her lips around his meat, massaging the tip with her tongue. Evan sighed, placing his hand gently on the back of her head encouragingly. Rachel came out of her shell, drooling on his shaft, sporadically deep-throating as much of him as she could with her hands on his thighs. The sloppy sounds of her sucking were music to his ears along with her moaning more than he was; she really did want to suck his cock, he realized. Neither had noticed nor cared that the door to the apartment was still wide open while she fellated him a few feet away.
August 15th – Doctor Davis has asked me to take over a couple of his patients while he honeymoons in Paris. It was a beautiful wedding, tastefully done. While Chris and I have had our ups and downs, I think Beverly will be good for him. Tall and statuesque, and just dumb enough not to argue too much. That was one of our downfalls, neither one of us could admit to being wrong. We could get past that, even laugh about it, as friends. As more than that…not so much. So, he moved on and found her and I have Ted. When hes in town and when Im not too wrapped up in my own work. Still, he fits what I need, when I need it..almost. Anyway, so I have two new patients to look after for the next couple of months (yes, Months! Sometimes I really hate him!). Im expecting his office to send me the details later this week.
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I thought she was beautiful as I stood there peeking in through the window.Yes, she was beautiful as she stood there in front of the mirror naked, fondling her small firm breasts, pinching her cute stiff nipples with one hand, her other hand rubbing her hot pussy slit, tickling her clitoris and slipping her small finger up into her tight pussy opening.
I stood there watching as she took herself to a peak then over the edge, her body spasming and jerking as she took herself to orgasm.
I knew right then and there I was going to fuck that girl and give her the real pleasure I was sure she was fantasizing about when she finger fucked herself to an orgasm.
Yes, I was going to slip my large stiff cock right up into that little, I believed, virginal cunt of hers taking her virginity and fucking her until she orgasmed like I was sure she was dreaming of.
I slipped into the house and going to her bedroom door which was also open just a crack.
She was home alone her mother having gone to a meeting with a friend of hers, and would be gone until almost midnight.
I was sure that would give me the time to enjoy her cunt giving her the pleasure that she would keep coming back to me for.
Summertime in Phoenix sucks!! Let me tell you unless you have a pool your summers will be full of boredom! The house I grew up in had a older style pool. Wasnt the beautiful pools we see now but it was something. My name is Alexandra but I go by Alex Allie or Al. I was excited summer had finally come and I could stay home and relax. My best friend Kate comes over all of the time. On a hot Monday she came over so we could swim in my pool. At the time I remember I was a little jealous of Kate because she was super skinny had a nice body. Anyways we head upstairs to my room to put on our bathing suits. Kate and I have never been shy around each other. At least my boobs were bigger than hers. As we get undressed i glance over at Kate looking at her from head to toe. I never knew why my pussy was just a little slit and the only way I can describe hers was meaty. She had what looked like an overgrown clit hood.
So there I was still shaking and standing between Johns legs with my hands on his knees and him sitting there with no pants on still catching our breath when we hear someone yell John and a flashlight comes our way. Im sure we looked like deer in the headlights when the flashlight hits us and didnt move. John! What the? Who is this? as his pace picked up and he got closer to us.Uhh, Steven umm uh John replied We send you for firewood and you get some action in. Lucky Bastard. Im Steven he said to me, not sure if we shake hands or what to do in a situation like this. Im still speechless and he says what are you wearing dude? Thats hot. I introduced myself and grabbed my beer and took a big long swig. Im Scott and yeah I come out here for privacy so I can crossdress. I guess I got caught… again. I stepped back out from between Johns legs and stepped back over the bench.
She got fucked multiple times by Vijay kumarbut Again this time too the result was same ZERO.
Her sister who is oldertoZeenatby one year (24)Salmadelivered a cute baby girl. Since They were staying inHyderabadit was difficult for her to manage workduring her pregnancy and thereafter the baby. So she called her to stay with her for 6 months.Her Husband salman also permitted her to stay there and told her when ever He will be in town he will too come there and stay with them.
Although married herself, Zeenat was doing joband Shetooka 1 year break for her sister . Also, her husband keeps ontraveling as hefocussed more into increasing his business. So She had no worries about moving into her house for 6 months. In fact She was happy that She will get more time to spend with her sisterand her niece. So She packed her bags and moved to her place on a Saturday.
Sam, a senior marketing executive at a major bank, navigates through the crowded train platform.Sam is a 32 year old busty brunette with stunning green eyes and long, sensual lashes. Thanks to her assets, she pushes past hundreds of bodies to finally get onto her train and make her way home for the evening without much trouble.
By the time everyone has shoved their way into the carriage, Sam is right in the centre of the throng, with barely any room to move.At this time of night, she knows shell be stuck in this spot for at least the next 30 minutes before her stop.
She still remembers the first time she saw him. The very delayed 10.06 train to Manchester. Delayed because of a technical fault. Apparently.
She stood on the platform, impatiently waiting to see if she could *finally* go home to see her mother for the first time in months. Shed been so busy with work and was having a lot of issues with her boyfriend, she barely had time to arrange some downtime and seeing her family.
Ill always start by asking her to put her tongue inside me; I dont mind sucking on it. I love French kissing! Id suck gently of course. Its definitely important to a find a good kissing routine! Surprise her, do more then she could imagine when it comes to romance. Id work my tongue against her neck, licking it and gently kissing it! Everything above her waist can be pleasured while rubbingyour hand between her legs. While working her neck, Its nice to tease her and somewhat tempt her. If she had little cute breasts, Id want to suck on them, so Ill ask her really nicely! And kiss her body, slowly up and up, explore things you havent before. Usually, I spend quite some time working on her cleavage, before actually kissing the center.
When I met the person that I wanted to spend my life with I never expected that it would be before I left school, someone older, who was married and least of all a woman. When I left England with my mother at the age of 16 to live in Italy in an attempt to help me with the problems I acquired when my parents divorced. I never thought it would be the best decision of my life.
My wife was going to get her annual complete physical. She had never seen this doctor before. We just found him in the local listings.
We were both very excited as we waited in his exam room. My wife was terrified. She hated doctor exams. They are hugely embarrassing and humiliating and often painful for her.
I could see the fear on her face as we waited and waited.
After a forty-five minute wait because the doctor had some sort of emergency he had to deal with, the door opened and the doctor came in. The long wait and the anticipation made us both as wound up as people can be. Every nerve in my body felt electric. And then…
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I first met Selena at a party one night. I was sitting on the back deck with some friends when she walked through the doorway. Her beautiful long blonde hair was the first thing that caught my attention from the corner of my eye. She was the most stunning woman I had seen. Her beautiful smile, petite body and perfect ass. She wore a white T-shirt and blue jeans.Our eyes immediately made contact first thing and she smiled at me. I just got this vibe come over me Ive never felt before or since. It was not really a sexual vibe but I was instantly hard when I first saw her and kept having to adjust myself discreetly while watching her.
Jolene felt a burning sensation directly above her left nipple.It was a quick heat followed by a dull throb.It moved across her chest and ended just above her right nipple.She knew better than to cry out, or make any noise more than a low moan.
Well as I was checking out the bank lines and waiting for Mark to return I reflected on just what had happened.I would have never imagined the feelings I had at that moment.I didnt know if I was gay or what but I couldnt deny that what me and Mark had done was probably the greatest thing I have ever done in my short life.As I sat there nursing my beer I relived the feeling of Marks cock in my mouth, hard yet velvety at the same time.And then the way Mark took me in the ass for the first time of my life.What ever happened next I knew that this would always be a time that I would remember for the rest of my life.
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When I went to work on Brendas garden one morning there was a strange car in the driveway. This was a car I had seen somewhere before. I put it out of my mind and went about my chores weeding a flowerbed.As usual I was wearing my special ‘gardeners uniform, a pair of cut off jeans, no shirt just the shorts. I wore no underwear either because that was the way my ‘client wanted me.
My name is Rudy and my homie Max has this banging sister, her names Sarah. Shes about 411 with big ol jugs for breast and and a decent sized ass. When she really started catching my attention was when I got expelled and had to go to a charter school. Her parents had agreed for me to be dropped off at theyre house in the mornings so I can walk to school from there I spent about 1 hour there every morning. But sometimes Sarah would open the door for me. And shed always be in her pajamas without a bra and some tight shorts that showed half her ass.
I am Mike, 16, I do the normal things a teenage guy does, video games, hanging out with friends, sports, no girl friend fanaticize about sex.And noI have not really been on a date yet. I guess you could classify me as a jock, just not the baseball, football or basketball type. I did like cross country and really liked the long distance runs we had to do.Most of the other guys on the team hated running anything over 6 or 8 miles. Me, I felt I was just getting started at 6. It didnt matter if it was spring or winter season. It was just great to be outside. So I was definitely in shape but not muscular.
Marcia and Ted were into their favorite bar on a Friday night, drinking and dancing to a local rock band.Two of their friends, Larry and Joan, walked in and joined them.The two couples drank well into the night and when the bar closed down, Marcia and Ted suggested that they continue the party at their house.
Ted turned on more rock music at the house and asked if Larry and Joan would like to smoke some weed to keep the party going.The four of them sat around and got high and eventually, the topic of conversation turned to sex.
This is another of the older stories from my Lust journal (its a red journal, so my nom de plume is RedLust). Its about 2 years old and I did have to expand it for the contest. It isnt so much a story as a scene, just a little glimpse of one sexual act.
Like many of the things I wrote back then it is in second person (meaning: you); and that is not to everyones taste, I know, but it seemed to fit the contests requirement of anonymity.
The next morning Ryan woke to the definite sensation of something warm, wet, and wrapped around his hard and throbbingcock. Peeking under the covers his curiosity was rewarded with the deliriously sexy sight of Patty sucking him while she was in a state of pleasure and happiness. Mind you, if hed taken the time to look, he could have figured it out by the up and down motion of the covers, or by the air movement that her bobbing created. But just that lustful sight was worth the effort of his exploration.
The air conditioner on my old Honda Prelude had died along with the radio, and now I was soaking in the last breaths of the cold air. Just before the temperature in that hot box became unbearable, a pale girl on a bicycle appeared, my salvation.
Jesus Tabitha, you said youd be home 2 hours ago. Im gonna need a jump now, I complained as I slammed my car door. Well, the skinny red head started, locking her pink mountain bike to the rack, that is what youre here for isnt it? I gave only an amiable smile as the double entendre wouldnt dawn on me for another moment. Well where the heck have you been?
This is my first story hoped you like reading it as much as I enjoyed writing it. I appreciate any compliments and/or tips. Tell me if you want me to continue this story. Thanks <3
Every day was different when working at the police station, but Carol was still taken aback by what she discovered when she walked into work. She was surprised when she walked into the main area to be greeted by the chief inspector Stan, who was standing next to a woman of early 30s, wearing a red latex outfit that showed an ample amount of her cleavage, which Carol could only guess was DD.
My 4 p.m. Timberlake spin class is about to start and all I can think about is the path my life has taken. I, Benjamin, a once bad-boy with a fetish for bees used to brothel hop and go to matinees alone to use only the most buttery of popcorn to relieve myself in times when my flesh light was stolen. It wasnt until I hit rock bottom half way through what I thought was flight of the bumblebees, when I realized I was masturbating to Akeelah and the Bee and tearing up along with Laurence Fishburne as Akeelah correctly spells logorrhea, when I decided to turn my life around. Trading matinees for daily spin classes, I have devoted my life to healthy eating, exercise and the LA lifestyle. Although my life is now back on track I cant help but have cravings for large breasts, dripping pussies, and holding my cock watching it blow with the force of one thousand fire hydrants – now thats some good shit.
Thanks.Youre that nice man who works at rearranging stuff in the store so people cant find anything.
I laughed and said,
Im just doing my job.
I know you are.I couldnt help but to notice you, because you are a nice guy and all.I dont usually do anything like this; honestly, Ive never done anything like this.Would you come to my place for the night?Its been a long time since Ive been with a man, and to be honest, Im really lonely.And no, Im not a psycho or have any diseases..
This is a story based off of one of my friends and I. He is my best friend in the entire world. I wouldnt trade what we have for anything.
Adam is my best friend. He is about 63 and is kind of tan considering its always cold here. Hes skinny but has a lot of muscle. He is the star player on our schools basketball and baseball teams. He is so super nice to everyone and is very smart. Hes in a lot of my classes. Hes kind of shy and quiet too.
After he slowly pulled out of me, I turned around and took him in my arms, kissing him fiercely.
“A magnificent fuck, Tina.” He stroked my cheek with the backs of his fingers, kissed me, then with his lips brushing mine, “After we fuck, I want you to clean my cock of our juices.”
I blushed but smiled as I slid down to my knees with his now softening cock in front of my face.
Yes, so much to experience.
Samantha was a total and complete knockout, a perfect ten, and in today’s language a MILF.
In other words Samantha was a fucking wet dream. If she was coming with us I wanted to go to a water park, a nude beach, or a long walk in a warm light rain.
Well the nude beach was out of the question and the warm summer rain only happened once but it was a memory that would last for a lifetime.
Samantha’s white T-shirt and white bra got soaked, right to her skin. That bra was not very thick and did nothing to hide her dark areolas and hard nipples.
Her tight yellow shorts got wet too. Her pink thong panties became visible and her dark pubic hair did too.
It was the most erotic thing that I had ever seen. I lusted after her that day and ever since.
You wanted to see me, Sir?
I was two steps into his office, my suit jacket sliding down my arms as I walked to my location between the chairs in front of his desk.
“Something has come to my attention that might be interesting.”
It wasn’t normal for him to blurt out what was on his mind when I was summoned to his office. We had established something of a protocol of how this was to work.
It was akin to a tribal ritual of exchanging pleasant conversation prior to entering into serious exchange, a ritual intended to maintain civility and peace and calm prior to any interaction.
I had thought ours was the same, though it had never been expressed or defined. I undressed and he sat back in his chair to enjoy it prior to entering into any business.
“How may I satisfy you best, Sirs? In my mouth or … perhaps my pussy? One at a time or together?”
Nothing was said for a moment, so I interjected my own thought, “May I suggest?” They numbly nodded. “Let’s do both at the same time.
Mr. Wilson, if you’ll lay yourself against the headboard …”
He did as I directed after quickly shedding his remaining clothes.
I crawled up onto the bed after him thinking the reputation of hotel bed covers being a haven for bodily fluids was about to become even truer.
With him settled, I crawled onto the bed to him and looked over my shoulder. In a deliciously devious gesture that only I understood I patted my ass for Tenor to come and fuck me.
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Jake, arrived home from his trip, meeting his step mom and his dad at the front door, he smiled and walked into the house.
Did you have a great time? Jakes step mom, Jody asked as he flashed past her.
Jake stared at Jody, he saw her through different eyes following the experience of the previous few days.
He noticed her big boobs for the first time in his life. The contour of her body was very appealing to his new eye for the ladies, so appealing that he felt his cock start to stiffen.
Entering a free stall in the unisex bathroom Josh quickly relieved himself, sighing when the pressure was of his bladder.
He was about to zip up when he smelled cigarette smoke in the bathroom.
His cock throbbed a bit and grew as he figured that Jenny must have followed him.
Carefully he zipped up and flushed, leaving the stall to wash his hands.
Standing near the sink was Jenny, her cigarette hanging from her lips, semi dressed in a too short cheerleaders skirt and an open top that really racked her breasts up.
So I was thinking, why bother doing all the work yourself when I can have someone do it for me? Jenny said in a coy and girly voice.
Let me start with some background information. Charlotte grew up in the Northwest. By the time she was 16, she was 57, blonde, 120lbs. She always wore yoga pants and tight shirts to show off her DDs and amazing ass. Her sex experiences were limited, always being relatively mild unless she had been drinking. Charlotte would always get a bit crazy after a few drinks, guess that plays into the guys advantages. She would give head, but hated cum so she never enjoyed it. When the occasioned called she could deepthroat a good 8 inches. Her ass had been fingered a couple times but she refused to go any further.
After being thoroughly dominated by Margie, her teacher, Shannon took
out her wrestling frustrations on her regular sparring partner Kim,
during their tag-team match with Margie and Shannons partner Marilyn.
Tormenting Kim in a series of brutal scissors and a back bending
grapevine, Shannon holds her young opponent in a hammerlock, while she
recovers. She doesnt want to end the fall just yet and she was going to
make Kim suffer…
Shannon applied a little pressure to Kims already aching arm, trying to
nudge the blonde into an escape attempt. It was also an excuse to press
her body closer. Her thighs pushed against Kims plump ass, and Shannon
could feel the warm touch of their per spiring bodies.
Terrifying, I answered, shifting in the seat, my hijab wrapped about my face. It was a colorful affair, chosen by Wahida. But also eager. I wanted to help my futa-mother out. She had this dream of futas being accepted everywhere.
Yes, President Woodward is very eager for it, said Adelia. The talk show host shifted as she sat beside me. She was a beautiful woman with caramel skin, her black hair swaying about her face. I was being interviewed on her afternoon show. Our talk was being streamed across the world. Do you have a close relationship with your mother.
I have prepared my basement for the task to come. I made two beds with leg and arm restraints on each. There was a water line going to an old sink that was used a long time ago for when the room was used for canning fresh fruits and vegetables. Three of the walls were made of concrete block, and the fourth was framed out of wood with a solid door. A single light bulb was used to light the room that had been used for storage for years now. It was in the county, with nary a neighbor for miles.
Why should I be in class when my teacher is somewhere off in Mexico? How is that possibly fair?At least in 20 minutes, I will be on my way home. By the way, my name is Gabe, I am a freshmen in college, just trying to get my way through these shitty classes. I am six feet tall, with ear length dark brown hair. I have bright blue eyes with dark blue rings around my irises. During high school I was on the swim team, and I continue to swim now, so I am strong and lean with muscles. I am not saying I am the best looking guy around, I think I am far from. But I sure as hell am not the worst. I have had my share of girlfriends, but none of them kept my interest for very long, high school girls are too vain for my liking. When I came to college I was excited to get with a lot of older college girls, and I had some chances, but found my shower was deeper than most of them.
It was the morning of Wednesday, December 28th as I made my way to the WWE offices in Stamford at 8:30am. Two nights ago I spent the night with Trish Stratus, then last night I spent the night with former diva Debra Marshall although I was in a sour mood by the end of it because I found out she had conspired with Stephanie to mess with my head. We had sex in the limo, then I left at about 10pm and as far as I knew she was flying back to Texas to do whatever she did there. The sex was great, maybe the best of my life, but I wasnt a big fan of getting worked like that, so I was looking forward to talking to Stephanie. I had no idea what I was going to say since she was my boss and Ive only been working for her under a week. Still, I planned on saying something about it.
I awoke a week later, at 6am to find my house empty. My mother must have left during the night.
Tomorrow, Monday was football tryouts. This meant I would have to go get cleats, under armor and gloves.
I had about $1000 dollars left in my account from my last job. So I was good on money. I just needed to get there.
I hopped in the shower, reminiscing the week prior to this, beating my meat. I had almost completely given up trying to find out why it happened so sudden. I felt my climax, shooting rope, after rope of my pearl white cum hitting the walls and shower curtains.
Jessica age 21 looking for a summer job, when she was given an address in the industrial section of town, and after a bit of searching she found what looked like an old warehouse. It is definitely the right place, the sign Hot Model Photo Studio hung above the door, and she knocked quietly and nervously, she is starting to tremble. The door opened and she is greeted by me. Im smiling warmly, I extend my hand. Hi, Im John, and Im guessing that you must be Jessica? Hi. She said, taking my hand and shaking it, a little too weakly. Hm. Jessica. Cute, I said with a grin. I briefly look her up and down, eyes resting on her breasts for a second before meeting her gaze. Well come in, Im sure youd like to see the studio and get started. I gestured for her to follow me inside the warehouse, and when she did, her nerves started to ease a little. Inside is a very professional looking setup with various lights set up around a couch, a table, a chair, a blank screen and a bed. There are various still and video cameras on stands, these big silver umbrella looking things which they use to reflect the light and lots of different screens for backgrounds plus several wardrobes with outfits and props. There is also a fairly sophisticated looking office set up with a couple of computers and some other technical looking equipment that must have been for picture editing.
For those of you that dont know us Tammy and I have been married for 30 plus years. Those years have been a wild ride from 6 months before we got married till now. We met at a restaurant she worked at and I delivered to daily. After we got married, we lived in Tampa Fl for 3 or 4 years then we moved to Lake City FL where we still live. Tammy has worked at banks and insurance companies for the most part and I ran our small trucking company.
Im imagining you laying here next to me on my soft satin sheets. Youre wearing your favorite green top with the spaghetti straps and the matching skirt. We start to kiss, small timid kisses at first then growing to deep open mouthed kisses as our hands roam all over each others bodies. Your hand finds my cock and begins to stroke it through the thin material of my slacks. My hand slides between your thighs as my tongue slips into your mouth. Our tongues entwine around each other as we search each others mouths. Finally, I cant take any more and I need to move on.
T sighed and plopped back into her chair and with a loud thud dropped her books to the desk.She was never going to pass this History class and there wasnt a damn thing she could do about it.Mrs. Pollard was unrealistic and definitely had it in for her.What a way to start her first semester of college.She sat sulking while the rest of the class filed out and Mrs. Pollard sat behind her gigantic desk, her back ram-rod straight staring at her.Tiffanie stared back.
When I was 18 back in the early 1970s I use to hitchhike a lot to save money on bus fares, I would hitch a lift most days. On one cold, wet and dark winters night I was trying to get home I had hitchhiked in the same spot for about 20 minutes, the road seemed busy and I started to think I was never going to get a lift home. then all of a sudden a car came from around a corner and stopped, I was so relieved.I had been picked up by this man a few times before so I kind of knew him; he was a man in his mid to late fifties and quite a nice friendly person.I asked him if he was going…
My Neighbourtravels quite frequently on business and leaves her wife home alone. I dont know if things just happen to break while dad is gone, or she waits until then to call me. Sometimes he will call me in advance to go fix something at their house, telling me how long he will be out of town. Is all this coincidental?
We all sat in the room, giggling nervously as Mr. Anderson drank another monster. You know, being 14-15 year olds, its fun to be sitting in the teacher bathrooms after school with a teacher. Well not alone, we had a huge drama production coming up so we needed a few all nighters to get us through you know? Anyways for get me, I am just so happy and excited!
Kenny, your turn! Cammy giggled. She is my best friend, she is mixed and has really rad hair! It like curly and fluffy and just, rad! And she had such pretty curves with a large ass, and very nice tits, not my cup of tea if you catch my drift.
A common day in Wisconsin, snow lightly covered the ground and the roads were slick with ice. In front of a average looking house on a normal looking street lived a 19 year old boy who lived a generally normal life except for the fact he dabbled in the occult. Its not that he didnt believe in god, he just believed that there were demons. Demons that could be controlled with the right spell and incantation.
Dalton, for that was the kids name, thought he had finally found the right book, the cover was bound in what appeared leather (not sure if it was animal or human). The entire book was filled with faded letterings, what appeared to be Latin. A few of the incantations were too faded to physically reproduce but some of the spells were perfectly legible.
Fatima paced anxiously in the living room waiting for Irfaan to pick her up for gym. This was all his idea. Hed ended up being the same stranger from the park. She couldnt believe her handsome stranger had turned out to be the same guy she was supposed to meet as a marriage proposition. Her fathers business partner had wanted Fatima and his son to meet each other.
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Annabelle was at her normal new routine with John in the morning. Every morning she loved to play with his cock, as it made her tingle a little of pleasure down south. She gripped onto his cock in his sleep. She tugged at it lightly, as he didnt awaken from his slumber. It was still dark outside, the sun has not even peeked into the window yet. Baby, Can i lick your dick?~ She said out of desperation as to try and wake him up, tugging a little harder as she did. He still would not budge, he could sleep through an earthquake. She tugged harder, squeezing violently to try to get him up and still no movement. What is she gonna do? She was desperately horny. The evidence was all over her panties, and all over Johns leg.
Ah, good youre up, said Wimond as Aroal descended the stairs of one of the inns in Stormwind. Aroal let out a sigh. He had wanted to get up before his brother did but, as it turns out, he had failed in his quest. Seeing no way out, Aroal walked over to his brothers table and sat down. Seeing food on the table, Aroal reached out for some but his hand was slapped away by his brother.
Hey, what was that for? demanded Aroal as he shot his older brother a nasty glare.
We are not to eat yet, said the older paladin. We must fast before heading to the Cathedral of Light. Until we are done there we must only drink water.
So Shirley knew I was no puritan. (One might have asked how puritan the puritans were, LOL.) Anyway, it turns out Shirley, who was a junior and lived off campus, had been dancing at Bodies for a couple of years. Maybe I would like to work there, too, she suggested. Bodies was a few miles off campus and featured student girls and older ladies. (Bodies is not the real name of the club, so dont bother looking it up.)
I told her I had no idea what a stripper actually does. I suppose you just take off your clothes in front of a bunch of guys.
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Walter Jonas pulled his van into the lane leading to the Circle Double Bar Ranch and drove the quarter mile or so to the house that sat on a small rise at the end of the lane. The big red letters on the side of his truck told it all, WATER DIVINING, W.B. Jonas, Prop.! This was hot country, southern Texas, where the temperature could stay above 100 degree for weeks at a time, and where water was more valuable than oil, well, you cant go that far, but it was pretty darn precious in its own way!!! Walter pulled his van to a stop and was ready to hop out when out of nowhere a giant sized German Shepard began circling his vehicle while making menacing sounds that indicated he had better stay put until help arrived!!! After blasting his horn a couple of times, a forty plus woman came out of the house and approached the van!
Within a week of arriving in Hongkong, I had rented a rather large and expensive apartment in Mid Levels, I had purchased a lovely lilac coloured Volkswagen Beetle and I had the promise of a hostess job at a new club which was opening the following week in Central.I was quite proud of my achievements.
The Club was in the commercial centre of Hongkong and designed to attractthe numerous business clients of all nationalities and give them somewhere to spend their over generous expense accounts.
After our night of raw sexuality, I started to look at Carol in a all new way. She wasnt just my wife, now she was so much more.
Their was so many areas I wanted to explore with her. I felt like a teenager again. I couldnt stop thinking about how naughty Carol was being.
It was Sunday, and my only day off so I decided I would do something nice and bring Carol breakfast in bed. I went to our kitchen and made our favorite breakfast, bacon and eggs.
As I began to walk up the stairs I could hear moans coming from our bedroom. They werent Carols. I walked into the room to see Carol totally nude, with her legs spread. She was playing with herself and on the TV was porn. I was instantly turned on. I put down our breakfast and got into bed.
Its the day of night out with the guys, and I was contemplating what to do about the photo sharing site.I guess I was just looking to have a little fun with it.It isnt every day that you know something about your buds that they dont know you know.I decided to just send them a PM with no name and a picture.So I put on the clothes Id worn last week, pulled down my pants and laid on the floor – a similar position to where I first got naked with them.Stroking until I was good and hard, I reached up with the camera and got a good selfie of my stiff cock laying on my belly.I uploaded it and attached it to a PM, saying You guys like this? and sent it off.
Gayle felt a trickle of sweat run down between her breasts as she sat in her lawn chair under the tree by her driveway. She pulled the neck of her shirt out and blew down it, letting the air dry her. For the hundredth time this morning, she thought of what a bad idea this had turned out to be. Her friends had told her that she needed to get rid of the jerks belongings he had left behind when he had run off with that Hooters waitress, that she should just have a garage sale and at least get a little money along with the satisfaction of clearing out what he had left behind. She tried to tell them she was too far out in the country for a sale to be practical, that it was too hot for one, too.
Hurry up Nick, its your turn to do the cats, his mother called from down stairs.
Already? Someone just went this morning, he shouted back. It was useless to argue, he knew that, so he turned off the tv, jogged downstairs, grabbed the key, and went out the door. Every year his neighbors a few houses down went to England and asked them to take care of their cats. And every year he was forced to go over there twice a day to feed them, clean out the litter box, and do other maintenance.He got to the door, opened it, and walked toward the garage where the litter box was kept. Inside, he was on the first floor which had a bathroom and a bedroom where the daughter about his age slept. Upstairs, the parents and two sons had rooms, along with the kitchen and family room.
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Truth is stranger than fiction!These are my experiences, I lived them.Yes, they really happened, names and some details have been changed for obvious reasons. I dont condone any of the behavior depicted in my stories.These experiences greatly affected the quality of my life, mostly for the worse. I was arrested,jailed, humiliated, bankrupted. My sexual obsessions cost me plenty, yet I cant exist without it, its my very essence. I could say Im writing to make people wary of the costs of such abnormal behavior, that would be very commendable, but its meant to stimulate, control, seduce, warp, and bring you into my world. If you are under 18, if you are offended by anything associated with sex, (gay/lesbian sex, deviant sex, child sex, pornographic sex) please stop reading and turn your attention elsewhere.
I have been a guidance counselor at the local University for years but decided a few years ago to retire and provide counseling at home to a select few of entering freshmen. Several weeks ago I received a young man at home for a session. His name was Nathan. He was a walk on Basketball player wanting to eventually go on to the NBA but wanted a career in radio or TV if that didnt pan out. I had scheduled him for early this morning and he arrived promptly at ten. He is a tall young black man. I was struck by his height when I asked him into my home. He was dressed in warm ups and wearing expensive sneakers.
The following story is written by a dear friend of mine. I told him his story is amazing and he has a unique way of writing. I then ask ifI can post it here, and he said yes. Thus with Daddyz Dreamz permission, I am posting it
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